Commercial & Personal Insurance

Protect What Matters Most

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You can plan all you want, but there’s no telling what could happen on any given day. Don’t let all that you’ve built go to waste. Secure a holistic, advantageous personal and/or commercial insurance plan to minimize liability and optimize savings.

At Imperial Coverage, we offer a variety of rigorous coverage options for Long Island businesses and business owners, including policies that cover auto and marine, general and excess liability, property, business interruption, and more. Contact our experts for an individualized plan or to review your current policy.


As your life and business adapt to changes, our acclaimed experts and risk specialists are hard at work, refining your individual policies to ensure that your always protected. We strive to select exclusively high-caliber services and are ready to enhance your customized coverage.
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Auto & Marine
We offer personal auto insurance for your car or motorcycle and commercial insurance for motor vehicles used for your company.
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General Liability
The shield that protects your business from the most common business liabilities. Depending on the scale of liabilities your business is prone to facing, your general liability coverage might include bodily injury, medical expenses, personal injury, advertising injury, products liability, and more.
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Whether it be homeowner’s insurance or coverage for your commercial property, we’ll ensure that you are protected from natural disasters, accidents, or other events in the unforeseeable future.
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Umbrella Policies
Comprehensive coverage for you, your family, your assets, and your business. Completely customizable: can include as much or as little as you want it to.
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Workers Comp
If your business has employees, this is a New York state mandate. Coverage includes medical expenses and lost wages for employees suffering from work-related injuries or occupational diseases.
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Errors & Omissions
This coverage protects your business from negligence claims. This is particularly advantageous for IT/technology, marketing consultants, attorneys, doctors, engineers, architects, counselors, accountants, and real estate agents.
Our coverage offerings are extensive. Contact us today to discover your options: (631) 738-6760